I have never been great at managing my finances, although I’ve gotten much better over the last 3 years or so (coincidently soon after I was successful at shedding 40+ lbs).

However credit card debt, car loans, and school loans all weighed heavily on my shoulders and have in the past made me feel like I’m never going to get out from under it. However I’m pleased to report after looking closely at all my debt yesterday (a usual pre-New Year tradition) this is where I stand: 

• I have $200 left on my credit card – which I plan to pay off before Jan 1. I’ve been out of CC debt a few times and thankfully I’m good now about only using it for emergencies (usually of the dog or car variety).  
• I have ~$4,000 left on my car loan which I think can be paid off before the end of 2015
• and in amazing news I have like ~$7,600 left in school loans which I think I can realistically be rid of in 3 years (back in 2005 I locked in a super low interest rate so I’d rather get out from all my other debt before I aggressively chop down my school debt). 

Consider this a sort of WEIGH IN for me 😛