A. Sneeze repeatedly while riding your bike (which causes you to momentarily close your eyes and lose your balance)
Or
B. see a giant black snake slithering across the trail yards in front of you
Well both happened. Sneezing while I drive is my least favorite because you briefly lose control, doing it on a bike was way scary. But then seeing a snake for real the first time in my life was terrifying!
Either way I had a stellar 10 mile ride on the Mount Vernon Trail on a beautiful afternoon!
HALP! Okay not really, but opinions wanted.
As I posted last week I’m putting my big girl panties on and taking time to look at my health care options, FSA options, retirement etc.
I’m switching to the “health aware” plan since I only go to docs for wellness visits. I’m also not re-enrolling in my FSA account since I barely touched it and now have to spend $300 bucks on random things.
Well my current retirement stuff is in a 403b and the like. I have 3 different things rolling and in the 2 years I’ve been hear I’ve been socking away a good bit (especially with employers contributions and cash match).
My previous job that I was at for 4 years was part of a state pension system, but you weren’t vested until 7 years of service. So when I left 2 years ago my money is basically sitting in that retirement account doing nothing and I haven’t had the energy to think about it.
I finally got around to looking at options this week – I can roll into a 103b type account with my current “trustee” TIAA-CREF without a tax penalty. I can also roll a % of it to TIAA-CREF without a tax penalty, but any money I would get would be taxed at 20%. I also could take it lump sum and be taxed 20%. To not talk numbers per say the money in this old retirement account is less than half of what I have in my current retirement plan. I essentially have double the money in ½ the time and it’s only growing.
I am thinking about rolling 50% of the pension money into a TIAA-CREF account and cashing out the other 50% with the tax hit in order to buy veneers. I’ve wanted veneers since FOREVER. It’s upsetting that I have all these heath care options, yet the one thing I really want to get taken care are my teeth. But since it’s cosmetic regardless of the insurance I have it won’t matter. THEN there is part of me that’s like if I’m going to get hit with the tax penalty I might as well make it worth it and take it all lump sum and get veneers, pay off a big chuck of car debt, etc.
I really need a financial advisor, but I don’t have one. I have tumblr. So advise.
Thanks for all the notes and messages after my post last week. I’ve had a really hard 8 weeks with the last 4 being almost unbearable at times. I am so passionate about my work and to work with others who are not is challenging. I’ve also had my right hand at work on maternity leave these past 10 weeks – I didn’t realize just how much a of a team we were until she was gone. Thankfully she’ll be back 2 weeks from today!
I’ve had some really low points lately, but thanks to my friends (both near and far) and a much needed weekend of doing only things I wanted to do (pedicure, visits with friends, dvr, sleeping, yoga, insanity workout, church and some MAJOR cleaning/organizing/tossing) I am in a much better place. I still a ways to get back to where I was (or better), but I’m optimistic
So on 3 different occasions this week I’ve told people when I get my wisdom teeth out I’m getting amnesia, when I meant to say anesthesia!
Surgery is in 1 hour.
Thanks for all the messages earlier this week I am stocked up on: applesauce, oatmeal, Greek yogurt, ice cream, pudding, soup, protein shakes and BANANA BABY FOOD (a personal favorite of my sister and me until we were in like middle school)
Nothing says “America” like getting a $25 parking ticket because you were late to work after you waited outside in the cold for 2+ hours to vote and parked in a 30 min spot so you could get to a meeting
So looks like I’ll be running my marathon with hurricane Sandy on my heels this weekend. Talk about motivation to finish as quickly as possible…Yikes!
So Wednesday I took the day off to handle DMV and other relocation type garbage including finding new doctors – hence my sports podiatry appt which was able to get due to a cancellation as opposed to waiting 3 weeks.
I was gearing up for a run Wednesday, I was outside with the dog and my house key, but my Garmin didn’t have any juice so I charged it and did shred instead. I was running late for a date I didn’t want to go on and opted not to run. I shower and get ready for the date just for the guy to tell me he thought it was Thursday and not Wednesday. Really?!?
My roommate was at a hockey playoff game, but I was texting with her and she suggested I go shopping for a date I outfit for a different date this weekend. So I grab my keys and close the bottom lock from the inside (which was never an option at my old apartment) and pull the door closed when I realize I never put my housekey BACK on my keychain from when I was going to go run!
On top of that my car clicker battery chose that moment to die also so I had to manually open the car and drive to CVS to get a battery for it slash figure out how to open the damn clicker.
To make a LOONG story story. I dealt with 2 failure locksmiths and had to wait 4 hours in my car for my roommate to come home.
Words of advice: Make a spare key just to have as a running key so you don’t have to take your actual key off your keychain!
Marathon March is here!
Figuratively AND Literally!
I am tiiiiiiired.
Wrapping up this last month of work, packing, moving stuff, and marathon training is exhausting me.
Less than a month to go. I need to stay focused.
I woke up with horrible shin splints today – I blame a terrible hotel treadmill. I decided to rest and will get my runs in WThF and Sun.
I know running well help me destress, but I have found myself at max stress capacity lately.
Wow an hour ago, 3 tornadoes touched down where I live – 1 directly in town. The winds and rain were insane – very scary stuff. I’m safe and sound, and I hope everyone else is too!