Yay Bikes

Ran into my neighbor while on a run yesterday and she was putting her bike on her car, so I stopped to chat and ask her about where to go to get my bike tires looked at. She recommended this place nearby called Spokes Etc.

I went there today and they were great. Turns out my tires are fine, it was just operator error (me) when trying to pump air! The guy was super nice and made a few quick adjustments and gave her the once over. He said everything looks great and no charge! He also told me about a free monthly bike maintenance workshop they offer!

Summer Funsies

My Summer is shaping up to be AWESOME!

June

  • Busch Gardens and Colonial Williamsburg
  • College Reunion Weekend

July

  • Charlotte/Raleigh for 4th of July
  • NYC Extravaganza (David Cook concert on LI, If/Then and Hedwig on Broadway*) 
  • Sprint Triathlon
  • Darius Rucker aka Hootie Concert

August

  • Beach Trip – Dewey, DE
  • My Birthday
  • Jesus Christ Superstar arena show at Verizon Center*
  • Gavin DeGraw, Matt Nathanson, and Andrew McMahon Concert

This is on top of my kickball and sand volleyball leagues.  Plus I have a few kayaking/hiking/rockclimbing trips with work in July and August! 

*Tickets for Hedwig, If/Then, and JCS have not been purchased yet. If anyone has tips on getting discounts it would be MUCH appreciated 

Money Decisions

HALP! Okay not really, but opinions wanted.

As I posted last week I’m putting my big girl panties on and taking time to look at my health care options, FSA options, retirement etc. 

I’m switching to the “health aware” plan since I only go to docs for wellness visits. I’m also not re-enrolling in my FSA account since I barely touched it and now have to spend $300 bucks on random things. 

Well my current retirement stuff is in a 403b and the like. I have 3 different things rolling and in the 2 years I’ve been hear I’ve been socking away a good bit (especially with employers contributions and cash match). 

My previous job that I was at for 4 years was part of a state pension system, but you weren’t vested until 7 years of service. So when I left 2 years ago my money is basically sitting in that retirement account doing nothing and I haven’t had the energy to think about it.

I finally got around to looking at options this week –  I can roll into a 103b type account with my current “trustee” TIAA-CREF without a tax penalty. I can also roll a % of it to TIAA-CREF without a tax penalty, but any money I would get would be taxed at 20%. I also could take it lump sum and be taxed 20%. To not talk numbers per say the money in this old retirement account is less than half of what I have in my current retirement plan. I essentially have double the money in ½ the time and it’s only growing.

I am thinking about rolling 50% of the pension money into a TIAA-CREF account and cashing out the other 50% with the tax hit in order to buy veneers. I’ve wanted veneers since FOREVER. It’s upsetting that I have all these heath care options, yet the one thing I really want to get taken care are my teeth. But since it’s cosmetic regardless of the insurance I have it won’t matter. THEN there is part of me that’s like if I’m going to get hit with the tax penalty I might as well make it worth it and take it all lump sum and get veneers, pay off a big chuck of car debt, etc. 

I really need a financial advisor, but I don’t have one. I have tumblr. So advise.

Insanity/Body Pump Hybrid

Today is day 48 of 63 for Insanity. I’m feeling good and strong. As I look at what my sprint triathlon training demands are I think it will be really manageable to train for the tri and still keep up a secondary fitness routine.

I thought about just restarting Insanity after I finish it, but my friend Evan loaned me his Body Pump DVDs and bar/weights. He had told me that there is a Beachbody Insanity/Body Pump hybrid plan. So I think that’s going to be my approach. Check it here: http://www.teambeachbody.com/home/-/dl_get_file/39029d50-1c97-41a3-b3b0-eca361a490e4

Make it work

Since I need to get my tire (tube) most likely replaced (thanks CB) I decided to go to the gym to use a stationary bike to get some miles in. I was working from home today so I went to the gym by me in Arlington like right at 5pm. Lots of DC bro hotties working out. Good to know!

Summer Sports

I just registered for my Summer Sand Volleyball League that plays on Thursdays by the Lincoln Memorial and starts in mid-July.

At this end of this month I’m playing on a Kickball League for the first time which plays on Wednesdays by Gravelly Point Park (next to where the planes at Reagan take off and land). 

When I’m not doing those league (which only overlap 1 week), I hope to get to free sunset yoga on Tues/Thurs at the National Harbor (this will be my 3rd summer) and get to some Lagers and Joggers runs on Mondays at Port City Brewery co-sponsored by Pacers. 

My pool opens Memorial day weekend which means I can get my swimming game together for the sprint triathlon. However on Friday I discovered my bike’s front time is flat and won’t stay filled. So I’m hoping to get that replaced this week. Behind on Tri training already and it only just “started."